August 15, 200521 yr i'm looking for a good credit card that i can build credit with, maybe theres one for students with low apr. i was wondering if any of you guys had a suggestion...thanks
August 15, 200521 yr If you are a full-time student you can qualify for this one, it is what I have... http://www.bankofamerica.com/creditcards/i...late=cc_student
August 15, 200521 yr My first credit card was Discover. I got it when I turned 18. Good thing about it is they'll give it to just about anyone (esp kids who have zero credit) plus they have cash back. Get one of those, use it regularly (You can't build credit if you don't buy anything), pay off your bills on-time every month and after about 6 months or so you'll be able to start applying to other "cooler" credit cards like AmEx or one of those nifty Bank One cards.
August 15, 200521 yr Author My first credit card was Discover. I got it when I turned 18. Good thing about it is they'll give it to just about anyone (esp kids who have zero credit) plus they have cash back. Get one of those, use it regularly (You can't build credit if you don't buy anything), pay off your bills on-time every month and after about 6 months or so you'll be able to start applying to other "cooler" credit cards like AmEx or one of those nifty Bank One cards. 902982[/snapback] see the only credit card i have is a debit card from my bank account, i've never had a credit card and i'm just looking to build credit for the future so when i do need to charge something i'm able to.
August 15, 200521 yr My first credit card was Discover. I got it when I turned 18. Good thing about it is they'll give it to just about anyone (esp kids who have zero credit) plus they have cash back. Get one of those, use it regularly (You can't build credit if you don't buy anything), pay off your bills on-time every month and after about 6 months or so you'll be able to start applying to other "cooler" credit cards like AmEx or one of those nifty Bank One cards. 902982[/snapback] see the only credit card i have is a debit card from my bank account, i've never had a credit card and i'm just looking to build credit for the future so when i do need to charge something i'm able to. 902990[/snapback] Very smart move my man. Plenty of kids think a debit card is enough but you need to build your credit and you can't do that with a debit card. I think you'll like Discover.
August 15, 200521 yr As Passion pointed out, you can get a Credit Card from most banks. It may be a limited, but it's a nice safe way to establish credit. ou don't have to be a full time student either.
August 15, 200521 yr Get the VISA your bank offers. If your bank doesn't offer the Student VISA, you need a new bank. An America Express Blue for Students is the second card recommended. You can later convert it to Blue, Green, or Platinum after you graduate. Your car's loan (if you have one) is also good for your credit as it is like a credit card in terms of monthly payment.
August 15, 200521 yr Your car's loan (if you have one) is also good for your credit as it is like a credit card in terms of monthly payment. 903175[/snapback] No bank/dealer would give him a loan at this point since he has no credit. Kind of like a Catch-22, but he's doing the right thing by building his credit first.
August 16, 200521 yr mbna is evil, I worked there before. They pay bad too Dont work there, evil place.
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