March 31, 200917 yr nice. have they accepted your offer yet? hopefully you close by april 30 to get that t.v. my brother is actually closing on a house in miramar on april 30. he got it for around $249,000 I believe. It's a pretty big house. Tell me it's on a lake! And that he won't be a fag ,and let me fish the lake! lol
March 31, 200917 yr I personally dont want the address and picture of where we may be living somewhere for everyone to know. You have a point. It's been taken care of. BTW, good luck with the house!
March 31, 200917 yr Update: I was pre-approved for the loan today. My offer of $67,000 was countered with $70,000, which I gladly accepted. I signed the agreement papers this evening, and my down payment has gone to escrow. Now, I give them all the info to officially secure the loan within the next 10 days. Once that's done, it's pretty much a done deal. Are you escrowing taxes & insurance? If there's any way you can get out of doing that, I heartily suggest you do. I believe they can escrow up to 20% over the amount of the taxes & insurance. Those bastards play with your money all year and you don't see a dime of interest. Plus- you are still LEGALLY responsible for the taxes & insurance. A few years ago, a news story broke in Florida where a man lost his insurance coverage because his mortgage company 'forgot' to send in his premuim. Bottom line, the homeowner is still responsible and not a damn thing happened to the mortgage company. Also- do what I do. Your house payment is the biggest expense to come out of your paycheck, so why should it come out of 1 paycheck? I take the amount I owe, add another $100 or $200 and then divide that sum up into bi-weekly payments. Not only does it hurt less because less is coming out of each paycheck, but you are making an additional payment each year AND, all the extra $$ every 2 weeks goes toward the principal. I've been able to shave 9 years off of our mortgage. Good luck!
March 31, 200917 yr I personally dont want the address and picture of where we may be living somewhere for everyone to know. You have a point. It's been taken care of. BTW, good luck with the house! yeah, thanks! i'm just proud of him :notworthy
March 31, 200917 yr nice. have they accepted your offer yet? hopefully you close by april 30 to get that t.v. my brother is actually closing on a house in miramar on april 30. he got it for around $249,000 I believe. It's a pretty big house. Tell me it's on a lake! And that he won't be a fag ,and let me fish the lake! lol lol I dont think it's on a lake. I haven't seen it in person yet but he took video of the house and I don't remember seeing a lake.
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