March 8, 201214 yr Me LoMoing :o Ha, wheres your normal pictures from Spring Training Holly? Your normally one of the first to post some. I'll post them tonight or tomorrow.
March 9, 201214 yr Are those ZuBaz? Its just a weird photograph all around. Looks like one of those rooms that was meticulously cleaned after a murder.
March 11, 201214 yr Logan's hair looks retarded, and as much as I wish he was he's really not that funny.
March 11, 201214 yr Logan's hair looks retarded, and as much as I wish he was he's really not that funny. His tweets are much funnier than his acting.
March 11, 201214 yr Are those ZuBaz? Its just a weird photograph all around. Looks like one of those rooms that was meticulously cleaned after a murder. They are from John Daly's "Loudmouth Golf" company. And there was a murder that night...my self-respect was killed wearing those out in our capital city...
March 15, 201214 yr In honor of Schnellders pants and the NIT victory by my mighty (yet snubbed) Dragons (and LoMos proxy Philly brotherhood), I break out the fine art of picture self embarassment
March 15, 201214 yr Heh ...... that's a topic for a whole different thread............ but still something that I know many in FL can relate to as well In 2001 homes in my neighborhood were sold new for around $110k ...... they maxed out in the $260k - $280k range ..... right now you'd be hard pressed to have any sell for $100k ........ perfectly fine neighborhood, but them are the breaks sometimes ......the only people not underwater are those that bought in 2001 and never touched their mortgage (not even to lower interest rates w/out cash out as that would reset the amortization and even then they are just at break even) ...... in 2001 I was still in Philly so obviously that doesn't apply to me c'est la vie (although I was hoping to replicate the clean room crime scene look - also, from what I've seen so far out here in AZ I don't have enough neck tats to wear the new marlins gear)
March 15, 201214 yr The percentage of people who, pre-bubble, were spending 40%+ of their pay on housing is astounding. Crazy stuff.
March 15, 201214 yr yeah ... the whole thing was kind of crazy and out here it was a different world with how hot everything was getting I had clients in CA who owned 5-10 homes out here and had never set foot in AZ new development were selling out the day they opened the demand wasn't stable and wasn't well backed ... however, inventory was built to keep up with it ....... then the whole thing crashed hard there are many of us who never missed a payment or struggled with mortgages who have seen the total value just fall apart with nothing except bad timing You could make $150k per year and buy a $75k home and are still going to be stung if the home value drops to $25k and you need to sell it In fact the people who were hurt the most were those who came with large down payments and put more of their own skin into the game ...... in that instance it was their real cash that was washed away when the market crashed But we shouldn't have such cheery thoughts on the eve of a great season and a drexel blowout win
March 15, 201214 yr Interesting and fair comments all around. UM won big, too, but the NIT is just so dissatisfying.
March 16, 201214 yr yeah ... the whole thing was kind of crazy and out here it was a different world with how hot everything was getting I had clients in CA who owned 5-10 homes out here and had never set foot in AZ new development were selling out the day they opened the demand wasn't stable and wasn't well backed ... however, inventory was built to keep up with it ....... then the whole thing crashed hard there are many of us who never missed a payment or struggled with mortgages who have seen the total value just fall apart with nothing except bad timing You could make $150k per year and buy a $75k home and are still going to be stung if the home value drops to $25k and you need to sell it In fact the people who were hurt the most were those who came with large down payments and put more of their own skin into the game ...... in that instance it was their real cash that was washed away when the market crashed But we shouldn't have such cheery thoughts on the eve of a great season and a drexel blowout win The market sucked but at the end of the day the homes value should be irrelevant. A roof over your head is a roof over your head and that should be priceless. Being upside down on your mortgage sucks but the only thing it affects is your quality of life. I'd kill to own a home- it's a goal so many strive for. Just be happy you have a place to hang your marlins hat at night.
March 17, 201214 yr except in reality home values aren't irrelevant as life tends to happen when there is a lack of liquidity in any marketplace it's a bad thing when half a metro region cannot sell in a traditional means it's a bad thing living day to day it doesn't matter ..... when life circumstances change, it becomes absolutely vital (growing family, family emergency, job opportunities, unemployment/disability, etc) for many people, if things go sour, they just can't sell and change their circumstances/costs ...... pretty much the only option is short sale/foreclosure also saying something like "the only thing it impact is your quality of life" isn't all that well thought out ....... most things will only impact the quality of your life ..... I could bring you to AZ, give you a roof over your head and food into your stomach (not good food, but it wont kill you - at least immediately) and enslave you to constant hard labor ....... a bit extreme for sure, but you'd have a roof over your head and food in your stomach - which is important ..... the only thing that would be really different is quality of life .... shoot, i'd even transfer ownership - of course you'd have to find some way to pay the mortgage and all that fun stuff not to mention a not extreme, real world example, of all the families that were renting and were tossed out as their landlord foreclosed and they were tossed out with pretty much no recourse .... in that case, having the owner be upside down had a very real impact on those who didn't own not to mention the other negative attributes and actions of others when they are upside down/facing foreclosure that can have a domino effect on you ....... pools not being maintained leading to bugs, yards overgrown, properties vandalized, etc i understand the desire to own a home - but think a little as well
March 17, 201214 yr You look like the home run feature in this pic. Awesome. Haha was for a themed "Tight and Bright" party
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